Round and Round We Go

The home I had with my Ex finally sold. That was a month ago, and I'm currently living in an apartment under my realtor's home. It is nice -- full kitchen, fully furnished, and my cats and dog are welcome here. The sucky part is all my things are currently sitting in a moving truck pack from end to end, bottom to top.

Originally, I was suppose to be moving into a new condo. I found the lovely little condo in downtown Poulsbo. It was a forclosure, and it was just inside my price range. Everything was going well, the mortgage company assured me everything would be fine, and so given all the information I had it was expected that I might only be between homes for a few days. Five at most.

And then I got the call. The mortgage company can't make the numbers work. Why? Oh, no particular reason -- I'm self employed, in 2010 I made a decision to keep my income low, and ... There is nothing more annoying than stupid people in charge of financial matters. Seriously, what do you call and institution that wants a nearly 40 year old to have his retired mother co-sign on a home purchase, when you have over half the value of the property saved, your offering 20% down, and you still are considered a risk because you run your own business that has been profitable every year since the beginning?

I call that stupid. And what can I do? Well I asked Mom to co-sign. And she, of course, thought it was ridiculous but was glad to help her son. Thanks Mom!

And now, it has been a month, and I still have not gotten to move into my new place. I'm sitting on the couch and wondering if I want to start unloading part of the moving truck so I can find my business records and file my taxes, or deposit my business checks -- yeah, I know, what was I thinking packing up my skis, my climbing gear, my business. I cannot even deposit checks (I could but I have a process that I like to go through to keep everything organized.) I should have at least kept my harness and shoes... WHAT WAS I THINKING?

So I sit and wait. Deep breaths. It will all be resolved. For now, I have some down time.